Sandra Guerrero

Terms of Use

Last updated: September 2026

1. Introduction

Welcome to panchavakta.com.

These Terms of Use govern access to and use of panchavakta.com and the content, information, functionality and services made available through this website.

By accessing or using this website, you agree to comply with these Terms of Use and with applicable law.

If you do not agree with these Terms of Use, please do not use this website.

These Terms of Use apply to general use of panchavakta.com. Specific services, purchases, bookings or other transactions may also be subject to additional terms, conditions or agreements that will be provided where applicable.

2. Website Operator

panchavakta.com is a brand and website owned and operated by Neuroagencia, S.L.U., a company registered in Andorra.

Neuroagencia, S.L.U. is responsible for the operation of this website and, where applicable, for entering into contractual relationships concerning services made available through panchavakta.com.

The relevant business details are:

Neuroagencia, S.L.U.
N.R.T.: L-711657-C
Registered address: Soldeu, Andorra
Website: panchavakta.com
Email: hello[@]panchavakta.com

Neuroagencia, S.L.U. was founded and registered by Panchavakta Dasi (born Sandra Guerrero Sanmarti).

3. Access to the Website

Access to the general informational content of panchavakta.com is normally provided without registration.

Certain functions or services may require you to provide information, create an account, make a booking, submit a form, subscribe to communications or complete another process.

You are responsible for ensuring that any information you provide through this website is accurate, complete and up to date.

We may restrict, suspend or discontinue access to all or part of this website where reasonably necessary for maintenance, security, technical reasons, legal requirements or other legitimate purposes.

4. Permitted Use

You may use panchavakta.com only for lawful purposes and in accordance with these Terms of Use.

You agree not to:

  • Use this website for unlawful, fraudulent or abusive purposes;

  • Attempt to gain unauthorised access to the website, its systems or related infrastructure;

  • Interfere with the operation or security of this website;

  • Introduce malicious code, viruses or other harmful material;

  • Attempt to circumvent security measures;

  • Use automated systems to access or extract content in a manner that could damage, overload or interfere with the website;

  • Scrape, reproduce or systematically extract substantial portions of the website without permission;

  • Use content from this website in a way that infringes intellectual-property rights;

  • Impersonate another person or entity;

  • Provide false or misleading information through the website; or

  • Use the website in any way that violates applicable law.

5. Website Content

The content published on panchavakta.com is provided for general informational purposes unless expressly stated otherwise.

Content may include:

  • Text;

  • Articles;

  • Images;

  • Graphics;

  • Videos;

  • Audio;

  • Educational or informational materials;

  • Service descriptions;

  • Booking information;

  • Product or service information;

  • Downloadable materials; and

  • Other digital content.

We aim to keep the information on this website useful and accurate, but we do not guarantee that all content will always be complete, current, accurate or free from errors.

Information on this website should not automatically be understood as professional, legal, financial, medical or other regulated advice unless expressly identified as such.

Where a service requires individual assessment or professional advice, the information available through panchavakta.com should not be treated as a substitute for that assessment.

6. No Professional Advice Unless Expressly Stated

Unless expressly stated otherwise, information published through panchavakta.com is general in nature.

Nothing on this website creates a professional advisory relationship merely because you access, read or interact with the content.

If you require professional advice concerning your particular circumstances, you should obtain appropriate advice from a qualified professional.

Where a specific service provided through panchavakta.com is intended to constitute a professional service, the applicable service agreement or specific terms will govern that relationship.

7. Services

panchavakta.com may provide information about services that can be requested, booked or purchased through the website.

Descriptions of services, availability, pricing and other commercial information may be displayed on the relevant pages or communicated directly.

The availability of information about a service does not necessarily mean that the service is available at all times or in all locations.

Where a service is purchased, booked or otherwise contracted, the specific terms applicable to that transaction may supplement or prevail over these general Terms of Use to the extent of any inconsistency.

8. Bookings and Appointments

Certain services may be booked through an external scheduling platform.

When making a booking, you may be required to provide information necessary to arrange and manage the appointment.

You are responsible for providing accurate booking information and for checking the details of your appointment before confirming it.

Any specific cancellation, rescheduling, payment or attendance conditions applicable to a particular appointment or service will be communicated as part of the relevant booking process or service agreement.

Where a booking is made through a third-party platform, that platform may also apply its own terms and conditions.

9. Payments

Where paid services are available through panchavakta.com, payment may be processed by a third-party payment provider such as Stripe.

Payment-card information is generally handled directly by the relevant payment provider rather than stored by this website.

You are responsible for providing accurate payment and billing information.

Any price, tax, payment method or other commercial information applicable to a specific purchase will be presented as part of the relevant purchasing or booking process where required.

A specific purchase or service agreement may contain additional payment terms.

10. Consumer Rights

Nothing in these Terms of Use is intended to exclude, restrict or replace any mandatory rights you may have under applicable consumer-protection legislation.

Where applicable, mandatory consumer protections, statutory guarantees and other rights will continue to apply.

The applicable rules may depend on the nature of the service, the customer, the place of residence and other circumstances.

The relevant Andorran consumer-protection framework includes Llei 13/2013, del 13 de juny, de competència efectiva i protecció del consumidor.

11. Intellectual Property

Unless otherwise indicated, the content and materials made available through panchavakta.com are protected by applicable intellectual-property laws.

This may include:

  • Text;

  • Logos;

  • Branding;

  • Graphics;

  • Images;

  • Illustrations;

  • Videos;

  • Audio;

  • Original materials;

  • Website design;

  • Layout;

  • Downloadable resources; and

  • Other original content.

The intellectual-property rights in such materials belong to Neuroagencia, S.L.U., the applicable rights holder, or the relevant third-party licensor.

Accessing this website does not transfer ownership of any intellectual-property rights to you.

Unless permitted by law or expressly authorised, you may not:

  • Reproduce substantial portions of the website;

  • Republish website content;

  • Modify or commercially exploit website content;

  • Distribute website materials as your own;

  • Remove copyright or other proprietary notices;

  • Use branding or logos without permission; or

  • Create a misleading association with this website or its operator.

You may generally view and use website content for your own personal and lawful purposes, provided that you respect these Terms of Use and applicable intellectual-property rights.

12. User-Submitted Content

If you submit information, comments, testimonials, materials or other content through panchavakta.com, you remain responsible for that content.

You must ensure that anything you submit:

  • Is accurate to the best of your knowledge;

  • Does not violate applicable law;

  • Does not infringe another person's rights;

  • Does not contain malicious code;

  • Does not contain unlawful or abusive material; and

  • Does not unlawfully disclose another person's confidential or personal information.

Where a specific feature allows you to publish or submit content for public display, you grant the permissions necessary for that content to be used for the purpose for which you submitted it, subject to any specific terms presented at the time of submission.

We may remove or refuse to publish submitted content where reasonably necessary, including where it violates these Terms of Use or applicable law.

13. Testimonials and Reviews

Where testimonials, reviews or similar statements appear on panchavakta.com, they represent the experiences or opinions of the individuals who provided them.

Individual experiences may vary.

Testimonials should not be understood as a guarantee that another person will achieve the same results.

14. Third-Party Services

panchavakta.com may use or integrate third-party services, including services for:

  • Hosting;

  • Website functionality;

  • Analytics;

  • Advertising measurement;

  • Newsletter delivery;

  • Appointment scheduling;

  • Payment processing;

  • Video hosting;

  • Artificial intelligence;

  • Other technical or business functions.

Third-party services may be governed by their own terms and conditions and privacy policies.

We are not responsible for terms, policies, practices, content, availability or functionality controlled exclusively by third-party providers.

Where a third-party service is necessary to complete a transaction or use a particular feature, you may be required to accept the third party's applicable terms.

15. External Websites and Links

panchavakta.com may contain references to or integrations with external websites or third-party platforms.

External websites are operated independently from this website.

We do not control the content, security, availability, policies or practices of external websites.

Accessing an external website is at your own discretion and may be subject to that website's own terms and policies.

The presence of an external website or service on panchavakta.com does not necessarily constitute an endorsement of all of its content, products or services.

16. Availability of the Website

We aim to keep panchavakta.com available and functioning properly, but continuous availability cannot be guaranteed.

The website may occasionally be unavailable because of:

  • Maintenance;

  • Updates;

  • Hosting or infrastructure issues;

  • Technical failures;

  • Security incidents;

  • Third-party service interruptions;

  • Network problems;

  • Circumstances beyond our reasonable control; or

  • Other operational reasons.

We may modify, suspend or discontinue parts of the website where reasonably necessary.

17. Accuracy and Reliability of Information

We make reasonable efforts to ensure that information published through panchavakta.com is useful and appropriately maintained.

However, we do not warrant that:

  • All information is complete;

  • All information is always current;

  • All content is error-free;

  • The website will always be available;

  • The website will be free from technical defects; or

  • Every third-party service integrated into the website will operate without interruption.

Where you rely on information published through this website, you should consider the context and nature of that information.

18. Security

You must not attempt to compromise the security or integrity of panchavakta.com.

This includes attempting to:

  • Access restricted systems;

  • Circumvent authentication;

  • Introduce malicious software;

  • Interfere with servers or networks;

  • Conduct denial-of-service attacks;

  • Scan or probe systems without authorisation; or

  • Otherwise interfere with the normal operation of the website.

Any suspected security issue should be reported to:

hello[@]panchavakta.com

19. Privacy

The processing of personal data through panchavakta.com is governed by the Privacy Policy.

The Privacy Policy explains, among other things:

  • What personal data may be collected;

  • Why personal data is processed;

  • The legal bases for processing;

  • The use of cookies and similar technologies;

  • Third-party service providers;

  • International transfers;

  • Data retention;

  • Data-security measures; and

  • Your applicable data-protection rights.

These Terms of Use should be read together with the Privacy Policy and Cookie Policy.

20. Cookies

This website uses cookies and similar technologies.

Certain cookies may be necessary for the operation of panchavakta.com, while other technologies may be used for analytics, advertising, measurement or other purposes where permitted.

Where consent is required, applicable non-essential cookies and similar technologies will be subject to the relevant consent mechanism.

Further information is provided in the Cookie Policy.

21. Limitation of Liability

To the extent permitted by applicable law, Neuroagencia, S.L.U. will not be responsible for losses or damages arising solely from circumstances that are outside its reasonable control or from improper or unlawful use of panchavakta.com by a user.

This may include, where legally applicable:

  • Interruptions caused by third-party infrastructure;

  • Failures of external services;

  • Unauthorised actions by third parties;

  • Technical problems beyond reasonable control;

  • Malware or security incidents despite reasonable security measures; or

  • Losses resulting from a user's failure to follow reasonable security practices.

Nothing in these Terms of Use excludes or limits liability where such exclusion or limitation is prohibited by applicable law.

Nothing in these Terms of Use excludes liability for matters that cannot lawfully be excluded or limited.

22. User Responsibility

You are responsible for your use of panchavakta.com.

You are also responsible for:

  • Keeping any account or access information confidential;

  • Providing accurate information;

  • Using the website lawfully;

  • Respecting intellectual-property rights;

  • Respecting the rights of other users and third parties; and

  • Taking reasonable precautions when accessing online services.

If you use the website on behalf of an organisation or another person, you confirm that you have the authority to do so.

23. Suspension or Restriction of Access

We may restrict or suspend access to panchavakta.com where reasonably necessary, including where:

  • These Terms of Use are breached;

  • The website is subject to security risks;

  • Fraudulent or abusive activity is suspected;

  • Access is required to protect users or third parties;

  • Legal or regulatory obligations require action; or

  • Operational or technical circumstances make restriction necessary.

Where appropriate and legally required, we will take reasonable steps to restore access once the relevant issue has been resolved.

24. Changes to the Website

We may change, update, modify or discontinue content, features, services or functionality available through panchavakta.com.

This may include changes to:

  • Website design;

  • Content;

  • Features;

  • Service descriptions;

  • Booking functionality;

  • Third-party integrations;

  • Technical infrastructure; and

  • Other aspects of the website.

Changes to a particular paid service or contractual relationship may be governed by the applicable service terms or agreement.

25. Changes to These Terms of Use

We may update these Terms of Use when necessary to reflect:

  • Changes to panchavakta.com;

  • Changes to services;

  • Changes to how the website operates;

  • Changes in applicable law;

  • Changes to third-party services; or

  • Other relevant legal or operational developments.

Where appropriate, the revised Terms of Use will be made available on this website.

If a change materially affects an existing contractual relationship, any applicable contractual or legal requirements concerning notice or acceptance will apply.

26. Governing Law

These Terms of Use are governed by the laws applicable in the Principality of Andorra, without prejudice to any mandatory legal protections that may apply to consumers or other users under applicable law.

Nothing in these Terms of Use is intended to deprive a consumer of mandatory rights or protections that cannot legally be waived.

27. Jurisdiction

Subject to mandatory rules concerning consumer jurisdiction and other applicable legal requirements, disputes arising from the use of panchavakta.com or from these Terms of Use will be subject to the competent courts and tribunals of Andorra.

Where applicable law provides a consumer with a right to bring proceedings before another competent court, nothing in these Terms of Use is intended to remove that right.

28. Severability

If any provision of these Terms of Use is found to be invalid, unlawful or unenforceable, that provision will be interpreted or modified to the extent necessary to make it enforceable where legally possible.

The remaining provisions will continue to apply to the extent permitted by law.

29. No Waiver

If we do not immediately enforce a provision of these Terms of Use, this does not mean that we waive our right to enforce that provision later.

Any waiver must be understood in accordance with applicable law and the circumstances in which it is given.

30. Entire Agreement

These Terms of Use, together with any specific terms expressly applicable to a particular service, booking or transaction, govern the relevant use of panchavakta.com.

Where a specific written agreement or service-specific terms apply to a particular relationship, those terms will govern the relevant subject matter to the extent of any inconsistency with these general Terms of Use.

The Privacy Policy and Cookie Policy govern personal-data processing and cookies respectively.

31. Contact

If you have questions concerning these Terms of Use, the operation of panchavakta.com or a service provided through this website, you may contact:

Neuroagencia, S.L.U.
N.R.T.: L-711657-C
Registered address: Soldeu, Andorra
Website: panchavakta.com
Email: hello[@]panchavakta.com

Neuroagencia, S.L.U. was founded and registered by Panchavakta Dasi (born Sandra Guerrero Sanmarti).